Prêt du quartier
An exceptional expense has arisen, but you don't have the means to cover it. Read on. You may be eligible for our program Prêt du quartier.
Prêt du quartier gives you access to small loans ranging from $200 to $800. To qualify, you must be referred to Option consommateurs by a community organization and meet certain criteria:
- You must be facing an unforeseen, non-recurring expense that relates to an immediate need. For example, the purchase of back-to-work tools, eyeglasses, school supplies, etc. Requests concerning a bill that has already been paid or rent will be refused.
- You live within the following quadrilateral: Van Horne Street and Rosemont Boulevard (North), the St. Lawrence River (South), Pie IX Boulevard (East), Guy Street and Côte-des-Neiges Road (West).
- You are a low-income person.
- You are unable to obtain a loan from a financial institution.
- You have a certain repayment capacity.
- You are a member of a Desjardins caisse populaire or would like to become one.
Your loan application will undergo a budget consultation. If accepted by a loan committee, you will have up to 12 months to repay your loan interest-free. In the meantime, we'll provide you with follow-up support to help you manage your budget.
This service is offered in collaboration with Mouvement Desjardins, Caisse solidaire, Centraide and Maison d'Aurore.